Market Views
Bringing you expert insights on the UK property market
At Twindig, we’re all about giving you the knowledge you need to realise the potential in your property.
Here, you’ll find advice and insights from our resident property market analyst and consumer champion, Housing Hailey - all powered by our own data analysis.
Whether you’re a homeowner, a renter, a landlord, or you’re looking to sell or buy, these articles and podcasts will help you make informed decisions and stay up-to-date with the latest market developments.
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Generation buy, will it really help first time buyers?
In his virtual conference keynote speech, UK Prime Minister Boris Johnson vowed to help turn generation rent into generation buy through a Government-backed long term fixed-rate mortgage scheme. In this article, we look at what we know about the scheme, answer questions about the scheme and look at 20 most expensive and 20 most affordable areas in the country to live, if you are able to work from home and are therefore location-agnostic you might find your dream home where you least expected it. Read more
Twindig Housing Market Index (HMI)
The Twindig Housing Market Index rose by 1.7% last week to 70.1. An interesting week when all market indicators, including this one, pointed upwards: house prices, mortgage approvals and, unfortunately mortgage rates. Read more
UK housing market: All rise: House Prices, mortgage approvals and mortgage rates
This week we learned that house prices, mortgage approvals and unfortunately mortgage rates all went up. Whether or not this is good news depends on which rung of the property ladder you are on. It is good news for those on the ladder, but not so good for those trying to get on it. The pace of mortgage rate growth accelerates as the loan to value ratio (LTV) of the mortgage sought increases. This penalises the deposit poor and suggests that although house prices are currently rising, lenders continue to see house price falls on the horizon. Read more
Twindig Housing Market Index (HMI)
The Twindig Housing Market Index fell by 2.1% last week to 68.9. Investor confidence in housebuilders and mortgage lenders was knocked by talk of second waves and stricter lockdowns Read more
UK housing market: A fragile recovery?
The general thrust of UK Housing market data over recent weeks has been positive, house prices are rising and the volume of housing transactions is building. However, this week did we get a glimpse of how fragile the UK housing market recovery is? When word of second waves and tightening lockdown restrictions hit the news wires on Monday the stock market saw the share prices of housing-related stocks fall significantly. They have recovered a bit but still finished the week down around twice as much as the FTSE 100 and FTSE 250 suggesting that the foundations of the housing market recovery may be being built in the sandpit rather than on bedrock. Read more
Twindig Housing Market Index (HMI)
The Twindig Housing Market Index fell by 2.2% last week to 69.9, investor sentiment perhaps reflecting the theme of yesterday’s Twindig Housing Market View, that ‘the housing market is strong or those who can secure a mortgage. Read more
UK housing market: The Market is strong for those who can get a mortgage
The theme of this week's housing news was if you can finance it, you can buy it. Housebuilders MJ Gleeson and Redrow reported strong sales through Help to Buy. Gleeson’s price point is in the sweet spot of Help to Buy and is confident about its future, whereas Redrow, which sells a more aspirational product raised concerns about how the upcoming changes to Help to Buy may temper housing supply. Read more
Twindig Housing Market Index (HMI)
The Twindig Housing Market Index rose by 1.1% last week to 71.4, in a week which saw the Halifax reporting a new high for house prices and Greg Fitzgerald the CEO of Vistry (nee Bovis) likening the UK housing market in 2020 to Wall Street in 2008 suggesting it was too big to fail. Read more
UK housing market: Make hay whilst the sun shines
This week we learned that UK House Prices are reaching new highs, housebuilder’s wares continue to sell like hot cakes, although they are underpinned by Help to Buy and BoMaD (Bank of Mum and Dad) and that UK Chartered Surveyors see a strong housing market for the next three months, but are more cautious and expect weakness on a twelve-month view. Read more
Twindig Housing Market Index (HMI)
The Twindig Housing Market Index fell by 3.6% last week to 70.7 perhaps a case of back to school blues and the reality that life at the moment is trying to get back to normal but at the same time is different. Read more